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Dental Insurance Options

Compare standalone dental plans and review how they fit with your Medicare or Marketplace coverage.

Compare dental plan prices

Request separate full-price quotes where HealthSherpa has coverage available, or review your options with Joseph.

See dental quote options

Original Medicare generally does not cover routine dental care. Some Medicare Advantage plans include dental benefits; others do not. Many people also look at standalone dental insurance for preventive care, major work, or family coverage.

Joseph helps clients understand those differences and compare available options based on priorities such as preventive care, major services, waiting periods, annual maximums, and provider networks.

What we usually look at

Preventive Care

Cleanings, exams, and X-rays - and how often they are covered under a given plan design.

Basic & Major Services

Fillings, extractions, crowns, root canals, and how coinsurance and waiting periods apply.

Annual Maximums

Plan year benefit caps and how they affect larger treatment plans.

Networks & Dentists

Whether your preferred dentist is in network and how the plan reimburses out-of-network care.

Dental Alongside Medicare or ACA

If you already have Medicare Advantage with dental benefits, we can review whether those benefits are enough for your needs or whether a standalone dental plan is worth considering. For Marketplace clients, dental may be offered as a separate product depending on the state and carrier.

Licensed broker. Joseph is an independent licensed broker with access to dental products from multiple carriers. Availability varies by state. There is no cost to you for his brokerage services; he is compensated by the insurance companies whose plans he offers.

States

Licensed and ready to assist in:

Florida New York New Jersey Connecticut North Carolina Texas

Product availability and carrier appointments vary by state. Joe confirms what is available for your location during the consultation or quote process.

Request a Dental Quote Book a Consultation

Dental

Explore standalone dental plans from the carriers below. This is a selection of available options; carrier appointments and plan availability vary by state.

Delta Dental Carrier quote · opens a new tab Guardian Ask Joseph for a quote Cigna Dental Carrier quote · opens a new tab Humana Dental Carrier quote · opens a new tab Mutual of Omaha Ask Joseph for a quote Ameritas Prime Star Carrier quote · opens a new tab Ameritas GPM Carrier quote · opens a new tab Ameritas ProtectorPlus Carrier quote · opens a new tab Denali Dental Carrier quote · opens a new tab Magnum Carrier quote · opens a new tab Spirit Carrier quote · opens a new tab NCD Carrier quote · opens a new tab

Delta, Cigna, Humana, Ameritas, Denali, Magnum, Spirit, and NCD open a carrier quote. Humana is also on the vision page. Guardian and Mutual of Omaha go to the quote request on this site. Availability still depends on the state.