ACA Marketplace
Individual and family coverage through the Marketplace. Enrollment is available during open enrollment or an eligible Special Enrollment Period. Financial assistance depends on household income and other eligibility rules.
Health Insurance Options for Adults Under 65
Explore four coverage options for adults under 65. Your choices depend on your household, income, employment situation, and any underwriting requirements.
Looking for ACA Marketplace coverage?
Check personalized plan prices and estimated savings, or ask Joseph to walk through the options with you.
See personalized ACA pricesReview options with JosephJoseph helps you compare these options at no cost for his brokerage services. He receives a commission from the insurance company if you enroll in a plan he offers.
Private ERISA plans
Private plan options have different work requirements and underwriting rules. Some do not require health questions, while others do. Joseph explains the requirements for the specific plan before you apply.
Small business
Explore business coverage options, including plans that may be available to owner-only companies. Benefits and eligibility depend on the plan.
Short-term medical
Temporary coverage for a gap between plans. Short-term policies may exclude preexisting conditions and do not qualify for Marketplace subsidies.
Leaving a job
After leaving a job, compare COBRA, Marketplace coverage, and any other available private plans. Losing employer coverage may qualify you for a Marketplace Special Enrollment Period and financial assistance. Temporary coverage may also be worth reviewing for a gap. Joseph can help compare costs, provider access, underwriting requirements, and start dates.
Understanding private plan options
- Private employer- or union-sponsored ERISA plans, offered through FAGE.
- Some options have no work requirement and may be available to self-employed individuals or people between jobs.
- Some options are guaranteed issue and do not ask health questions. Other private plans require underwriting.
- A Marketplace subsidy does not apply. If income may qualify for help, compare Marketplace first.
- Plan examples on the FAGE website are illustrations. Your available rates depend on the plan, your age, and your location.
Ascension Insurance Advisors is not FAGE, not an employer plan, and not the Marketplace. Availability depends on the plan, the state, and Joe's appointment.
Private plan examples · FAGE website Marketplace quote Schedule a consultation