Medicare & ACA Marketplace Enrollment Windows
Review common Medicare and Marketplace enrollment periods. Confirm the dates and rules that apply to your situation.
Medicare
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| Window | Typical timing | What it is for |
|---|---|---|
| Initial Enrollment | 7 months around age 65 | First enrollment in A and B, and related plan choices |
| Medigap open enrollment | 6 months from Part B start | Guaranteed-issue Medigap in most situations |
| Annual Enrollment | Oct 15 - Dec 7 | Change Advantage or Part D for next year |
| MA Open Enrollment | Jan 1 - Mar 31 | One change if you already have Advantage |
| Special Enrollment | After qualifying events | Move, loss of coverage, and other CMS-defined events |
ACA Marketplace
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| Window | Typical timing | What it is for |
|---|---|---|
| Open Enrollment | Often Nov 1 - Jan 15 (state exchanges may differ) | Enroll or change individual/family coverage |
| Special Enrollment | After a qualifying life event | Loss of coverage, move, marriage, birth, and others |
Confirm current dates for your state. Joseph can help you understand which enrollment period applies to you.